Income replacement benefit
Helps replace income you or another covered person may lose because of an auto accident.
Read each question carefully.
Tick the box if your answer is “yes” for you or others covered under your policy. Leave it blank if your answer is “no”.
A summary of optional benefits you may wish to consider appears at the bottom of the page.
These questions look at whether an accident could affect your income or your ability to manage daily life.
These questions look at whether others depend on you for care, whether you could face extra care-related expenses if injured, and whether you would need help managing your home.
These questions look at whether school or important personal items could be affected by an accident.
These questions look at whether family members may need to travel to be with you after a serious accident.
* Qualifying visitors may depend on the coverage wording, but may include a spouse, child, parent, sibling, grandparent, grandchild, or someone living with you.
These questions look at whether standard coverage may fall short for medical, rehabilitation, or attendant care needs after an accident.
These questions look at whether your family could face financial strain after a serious accident or over time.
These optional benefits may be right for you or others covered under your policy. Speak with your insurance broker for more information.
Helps replace income you or another covered person may lose because of an auto accident.
If you or another covered person is unemployed, retired, or a student and an auto accident keeps you from leading a normal life, this benefit can provide financial support while you recover.
Helps cover caregiving expenses if you or another covered person is injured in an auto accident and can no longer provide care for a household member who needs it.
Helps cover reasonable and necessary additional expenses associated with caring for dependants such as a child, spouse, or aging parent.
Helps cover costs if you or another covered person is unable to perform the housekeeping and home maintenance tasks normally done before an auto accident.
If an auto accident keeps you or another covered person from attending school or an education program, this benefit can help cover the costs you have lost.
Helps cover the cost to repair or replace personal items such as clothing, prescription eyewear, hearing aids, and similar essentials damaged in an auto accident.
Helps cover reasonable and necessary expenses of visitors, such as family members, if you or another covered person is injured in an auto accident.
Helps cover expenses for medical, rehabilitation, and attendant care benefits beyond the standard limits.
Compensates some family members if you or another covered person die due to an auto accident.
Helps cover some funeral costs if you or another covered person die due to an auto accident.
Helps ensure that certain weekly payments and monetary limits are adjusted annually to reflect changes in the cost of living.
